Author

Cheryl R. Defiesta*
Filamer Christian University, Roxas City, Capiz, Philippines

Abstract

This survey-correlational research design aimed to determine the effectiveness of microfinance services and the entrepreneurial performance of Micro and Small Enterprises (MSE) members of the St. Vincent Ferrer Parish Multi-Purpose Cooperative (SVFPMC) in Sibuyan, Romblon for the year 2026. Specifically, it examined the effectiveness of microfinance services in terms of loan adequacy, savings mobilization, and entrepreneurship training, and the entrepreneurial performance of members in terms of business growth, enterprise expansion, and job creation. The study also analyzed the significant relationship between the effectiveness of microfinance services and entrepreneurial performance. The participants included 186 randomly selected members from the total population of 356 cooperative members, representing the three towns of Cajidiocan, Magdiwang, and San Fernando. The primary instrument used was a researcher-made questionnaire. Descriptive statistics, including frequency count, percentage, mean, and standard deviation, were employed. Inferential analysis using Pearson’s r was conducted to examine the significant relationship between variables, with the alpha level set at 0.05. Major findings revealed that the level of effectiveness of microfinance services among cooperative members was “very high”, with very high ratings in loan adequacy and savings mobilization, and a high level in entrepreneurship training. The entrepreneurial performance of members was found to be “high”, with very high level in business growth and high levels in enterprise expansion and job creation. A strong positive relationship was observed between the effectiveness of microfinance services and entrepreneurial performance, indicating that more effective microfinance services are associated with higher entrepreneurial performance among cooperative members.

Keywords: Effectiveness of microfinance services, entrepreneurship training, loan adequacy, savings mobilization, entrepreneurial performance.

*Corresponding author / Email Address: cherylrdefiesta@gmail.com
DOI: http://doi.org/10.69651/PIJHSS05021205

Recommended citation:
Defiesta, C. R. (2026). Effectiveness of microfinance services and entrepreneurial performance of micro and small enterprises’ members of St. Vincent Ferrer Parish Multi-Purpose Cooperative in Sibuyan, Romblon. Pantao (International Journal of the Humanities and Social Sciences) 5 (2), 5160-5168. http://doi.org/10.69651/PIJHSS05021205

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